Net worth
€ 2.418.703Personal€ 421.880
Karet B.V.€ 1.812.420
Family€ 184.403
Assets
Your whole financial picture.
Accounts, assets, cash flow, and allocation across your personal and business finances.
Explore AssetsMore clarity. More room to breathe.
Get a grip on your finances.
Your personal and business finances together. Ask the AI chat, generate reports and get help classifying and recording transactions. You stay in control.
14 days of Pro free · no credit card needed
A clearer picture. A little more peace of mind.
TodayExample with demo data
Good morning, Sophie
A moment for your finances.
Invoice received
Connects with your banks, brokers, and crypto
ING
ABN AMRO
Interactive Brokers
BitvavoYour money is in different places. Your overview doesn’t have to be.
A bank account here, an investment there. Your own money and your company’s. Karet brings it together, with attention to what matters today.
AI in Karet
A little less figuring things out.
Your AI assistant brings clarity, prepares your bookkeeping and highlights what needs attention.
Your daily briefing brings alerts, tasks and deadlines together, so you can see what needs your attention.
Explore TodayYour day at a glance.
A higher amount than usual
A transaction differs from earlier amounts for this counterparty.
Your cash threshold has been reached
Your available cash has fallen below €5,000.
Prepare your VAT return
Review your return with your accountant before the deadline in your calendar.
Illustrative product view with fictional data.
With specialist AI agents for tax, assets and your goals.
Explore our specialized AI agents
Room for both
Your business. And everything beyond it.
There’s more to you than your business. See personal and business finances together, while keeping your records separate. From your first venture to a life with more to keep track of.
For yourself
Your accounts, investments, and assets in context.
For your business
Your admin and obligations, alongside your own finances.
The whole picture
Your money. Your business. One clear overview.
See the whole picture, then explore each workspace. Your personal finances and business records stay neatly separate.
Explore your wealth overviewOverview
Total net worth
€ 2.418.703Your workspaces
Personal€ 421.8805 sources
Karet B.V.€ 1.812.4205 sources
Family€ 184.4032 sources
A complete picture. And the tools to act on it.
From your daily brief to bookkeeping and longer-term plans. Karet brings the work around your money together, with features tailored to your workspace.
Journal
Invoice #1042 · Studio Bloem1300 → 8000
€ 2.400Software · annual subscription4400 → 1100
€ 183VAT · June 20262100 → 1600
€ 504Ready for review
Bookkeeping
Your books, up to date.
Documents, journal entries, trial balance, and financial reports in one place.
Explore Bookkeeping#1042
Studio Bloem
€ 2.400Paid
Linked to bank transaction
Invoices & quotes
From quote to paid.
Quotes, sales invoices, customers, and payment matching for your business.
Explore Invoices & quotesTax calendar
31 / 07
VAT · second quarterPrepare
01 / 09
Corporate income tax · provisionalPrepare
01 / 05
Example schedule · check your own deadlinesPersonal income taxFiled
Tax & obligations
See what’s coming.
Obligations and deadlines, with preparation for review by your accountant.
Explore Tax & obligationsYour investments
IWDASaxo
€ 84.210AAPLIBKR
€ 31.480BTCBitvavo
€ 18.640Six-month cash buffer68%
Investing & goals
Make room for the future.
Portfolio positions, goals, retirement calculations, and scenario planning.
Explore Investing & goalsGood morning, Sophie
Two things need your attention
Available balance€ 749.798
Review your received invoice
Prepare your VAT return
Today
Know what matters today.
A daily brief, sourced answers, tasks, and signals when something needs attention.
Explore TodayUI previews with fictional data.
Your familiar accounts. One clear picture.
Your money stays where it is. Your overview comes together.
Bring your bank accounts, investments, and crypto together. You choose what to connect. Karet reads your data, without moving your money.
Explore the integrationsINGABN AMROInteractive BrokersBitvavoConnection methods and available data vary by provider.
Security, built in
Your finances deserve more than a promise.
From secure sign-in to control over your data. See how Karet protects your account, connections, and information.
More about security and privacyInformation in DutchEuropean hostingRead about our infrastructure and processing locations.Passkeys & two-step verification
Sign in with a passkey or add an authenticator. Sensitive actions require you to verify again.
Encrypted connection credentials
Connection secrets are encrypted. Read more about storage, access, and the infrastructure behind Karet.
Your data, your rights
Export your data or request account deletion. Our privacy and processor information is public.
Sources you can check
Understand where an insight comes from. Karet provides information and holds no client funds.
Start with what you already have.
You don’t have to set everything up at once. Start with your account and add your information step by step.
Create your account
Start in your browser and choose the space that fits: personal, your business, or your family.
Bring your data together
Connect a supported bank or broker, or import your transactions. You choose what to add.
See where you stand
Review your overview, see what needs attention, and ask Karet your first question.
Karet, wherever you are
In your browser today. With you everywhere, soon.
Start using Karet on the web today. We’re working on apps for Mac, iPhone, and Android. Your Karet account is the place to start.
Karet for MacComing soon
A place of its own on your Mac. In development.
Today
Good morning, Sophie
A moment for your finances.
Available balance€ 24.850
Two things need your attention
Invoice receivedStudio Noord · ready to review
VAT deadlineReview your return with your accountant
Karet for iPhone & AndroidComing soon
A moment for your finances, wherever you are. In development.
Today
Good morning, Sophie
A moment for your finances.
Available balance€ 24.850
Two things need your attention
Invoice receivedStudio Noord · ready to review
VAT deadlineReview your return with your accountant
Karet on the web Available now
Your finances at hand, with nothing to install.
More than bookkeeping. Everything for clarity.
Your financial overview, admin and intelligent assistance. Together in Karet.
Swipe sideways to compare all columns →
| What you want to do | Karet | Bookkeeping software | General AI assistantSuch as ChatGPT or Claude |
|---|---|---|---|
| Personal and business wealth in one overview | Built in | Depends on plan or setup | Depends on plan or setup |
| Banks, investments and crypto together | Built in | Depends on plan or setup | Depends on plan or setup |
| Answers connected to your financial data | Built in | Depends on plan or setup | Depends on plan or setup |
| Collaborate with your accountant, with separate permissions | Built in | Built in | Depends on plan or setup |
| A tax calendar based on your profile | Built in | Depends on plan or setup | Depends on plan or setup |
| From insight to invoices, entries and tasks | Built in | Built in | Depends on plan or setup |
| Primary data storage | EU — Frankfurt¹ | Varies by provider | Varies by product and plan |
✓ Built in · ◐ Depends on plan or setup
A comparison of typical focus, not an exhaustive product test. Capabilities vary by provider, plan and setup — and in Karet by workspace and connection.
Your finances. Under your control.
With role-based permissions, secure sign-in and transparency about who processes your data.
Explore security & privacy¹ Our subprocessor inventory lists Frankfurt as the primary database location. This does not mean all data stays in the EU: email is stored in the US and some connections use non-European processors.
Karet: processors and storage locationsRefreshingly clear
A little more clarity. One straightforward plan.
Try Karet with every Pro feature for 14 days. No credit card needed. Then decide whether you’d like to continue.
Karet Pro
For you and your business€ 19per month, per user
- Personal and business in one overview
- Bookkeeping, invoices, and quotes
- An assistant to help you understand your numbers
- Tasks and obligations together
- Assets, investments, goals, and scenarios
- Financial reports and dashboards
- Bank, investment, and crypto connections
- Passkeys, two-step verification, and data export
14 days of Pro free · no credit card needed
Grows with you
Additional business
€ 10 per month
Additional team member
€ 5 per month · the first is free
Viewers
Free, with limited assistant access
After your trial, you can still view your data. Pay when you want to actively continue. Cancel monthly.
See what’s includedGood to know.
How do I get started?
Create your account and choose whether to use Karet for personal finances, business, or both. Then set up your overview. You choose which sources to connect.
Does Karet replace my accountant?
Karet helps keep your records and numbers in order. Your accountant remains responsible for reviewing and filing your tax returns. Karet does not provide financial or tax advice.
Can I use Karet on my phone or Mac yet?
You can start in your browser today. Our native apps for Mac, iPhone, and Android are in development and coming soon. You can create your Karet account now.
What happens after my trial?
After 14 days, you can still view your data. You decide whether to continue with a paid subscription. No credit card is needed to get started.
Can I use Karet in English?
Yes. Choose Nederlands or English at the top of the page. Your choice carries through to signup. The financial context remains Dutch.