Why Karet
Bookkeeping software, an AI assistant or Karet?
The difference is how your data, people and work come together. This overview compares the typical focus of bookkeeping software and general AI assistants with Karet’s capabilities.
| What you want to do | Bookkeeping software | General AI assistantSuch as ChatGPT or Claude | Karet |
|---|---|---|---|
| Personal and business overview | Focused on business records and reporting. | Can analyse and summarise data you share. | Separate personal and business workspaces with a combined wealth overview. |
| Keeping your data together | Bank transactions, invoices and entries form the foundation. | Files and connected tools provide context; setup varies. | Accounts, documents and investment data through supported connections and imports. |
| Working with your accountant | Collaboration with a bookkeeper or accountant is often supported. | Shared context and collaboration, depending on the product and setup. | Shared workspaces with roles, including an accountant role with scoped access. |
| Tax agenda and obligations | Tax and filing support varies by package. | Can help plan and explain using the context and tools you provide. | Profile-based obligations and deadlines, with status and follow-up. |
| Turning insight into work | Bookkeeping, invoicing and reporting within your records. | Analysis, answers and actions through available tools. | Daily overview, questions, documents, tasks and administration in one environment. |
| Checking an answer | Reports can be traced to transactions and entries. | Citations depend on the sources and feature being used. | Answers about your financial data with source references where available. |
| Wealth and planning | Financial reporting based on your business records. | Can explore scenarios using supplied data and instructions. | Wealth, investment positions, goals and scenarios suited to your workspace. |
A comparison of typical focus, not an exhaustive product test. Capabilities vary by provider, plan and setup — and in Karet by workspace and connection.
The tax agenda helps you track obligations based on your profile. Some deadlines use default assumptions. Confirm what applies to you with your accountant or adviser.
¹ Our subprocessor inventory lists Frankfurt as the primary database location. This does not mean all data stays in the EU: email is stored in the US and some connections use non-European processors.
Context and sources
Bookkeeping software can offer bank connections, collaboration and tax filing. General AI assistants can use files, shared context and external tools. This comparison does not claim those capabilities are absent. Official documentation reviewed on 19 September 2026:
Choose what fits the way you work.
Mainly managing business records? Bookkeeping software may be a good fit. Want broad help with writing, research and analysis? A general AI assistant is versatile. Karet brings your financial overview, administration and collaboration together.